Fair Isaac Positioned in the Leaders Quadrant for Basel II Risk Management Solutions by Top Analyst Firm; Evaluation Based on Completeness of Vision and Ability to Execute

Fair Isaac Corporation (NYSE:FIC) today announced it hasbeen positioned by Gartner, Inc. in the Leaders Quadrant of the 2005Magic Quadrant(1) for Basel II Risk Management Application Softwarereport. According to Gartner, vendors listed in the "Leaders" quadranthave a proven track record in Basel II vision and business investment,which indicates they are well-positioned for the future. Leaders donot necessarily offer the best products for every customer project,but they do provide solutions that offer relatively lower failurerisk. Leaders in this market have paired advanced technology withbroad offerings or have specific, rich functionality.

In addition to delivering advanced analytic and decisionmanagement applications for customer management, risk management andfraud control to the world's major financial institutions, Fair Isaacis a leading innovator in risk management solutions for retail andsmall business lending. The company has closely tracked thedevelopment of Basel II and other regulatory trends and iscollaborating with clients in affected industries to address requiredchanges before new guidelines take effect.

"We believe being positioned in the Leaders Quadrant of thegrowing Basel II solutions market by Gartner is confirmation of ourability to help lending institutions implement advanced riskmanagement operations that help them comply with new regulations andmeet aggressive portfolio growth and profitability goals," said AndrewJennings, vice president and general manager, Global CustomerManagement, Fair Isaac. "Effective compliance solutions integratedata, analytics, strategies, business rules, processes and technologyin a continuous cycle of learning and improvement. As a worldwide riskmanagement leader, Fair Isaac is uniquely positioned to assist lendersin turning Basel II compliance into opportunity."

The Basel II Capital Accord (Basel II), developed to enhance thestability of global financial systems, redefines the methodologyinstitutions use for calculating capital reserves, making thesecalculations more sensitive to risk. Companies that most effectivelymonitor, scrutinize and mitigate portfolio credit, operational andmarket risk will receive the greatest rewards. Gartner defines a BaselII solution as an integrated risk management platform that enables thecollection, preparation, management, calculation and reporting of riskelements by a financial services provider during the course of itscurrent and anticipated operations.(2)

The implementation of best practice risk management includingcredit scoring, segmentation and decision automation techniques canplay a critical role in achieving competitive advantages in capitalcalculations and requirements. Companies working with Fair Isaac forBasel II compliance are implementing scoring and segmentation throughsolutions like Fair Isaac's FICO(R) scores and TRIAD(TM) adaptivecontrol system.

Businesses also can tap the advanced fraud detection and businessrules management capabilities of Fair Isaac's Falcon One(TM) systemand Fair Isaac Blaze Advisor, which are already in wide use bycompanies in financial services and other industries. Falcon Onesystem is a new enterprise fraud software solution for effectivelycombating both existing and emerging types of fraud at every customerinteraction. Blaze Advisor allows customers to easily add and updateregulatory rules in new or existing systems, while integrating theserules with risk or other models in production.

About Fair Isaac

Fair Isaac Corporation (NYSE:FIC) is the preeminent provider ofcreative analytics that unlock value for people, businesses andindustries. The company's predictive modeling, decision analysis,intelligence management, decision management systems and consultingservices power billions of mission-critical customer decisions a year.Founded in 1956, Fair Isaac helps thousands of companies in over 60countries acquire customers more efficiently, increase customer value,reduce fraud and credit losses, lower operating expenses and enter newmarkets more profitably. Most leading banks and credit card issuersrely on Fair Isaac solutions, as do insurers, retailers,telecommunications providers, healthcare organizations, and governmentagencies. Through the www.myfico.com Web site, consumers use thecompany's FICO(R) scores, the standard measure of credit risk, tomanage their financial health. For more information, visitwww.fairisaac.com.

About the Magic Quadrant

The Magic Quadrant is copyrighted September 2005 by Gartner, Inc.and is reused with permission. The Magic Quadrant is a graphicalrepresentation of a marketplace at and for a specific time period. Itdepicts Gartner's analysis of how certain vendors measure againstcriteria for that marketplace, as defined by Gartner. Gartner does notendorse any vendor, product or service depicted in the Magic Quadrant,and does not advise technology users to select only those vendorsplaced in the "Leaders" quadrant. The Magic Quadrant is intendedsolely as a research tool, and is not meant to be a specific guide toaction. Gartner disclaims all warranties, express or implied, withrespect to this research, including any warranties of merchantabilityor fitness for a particular purpose.

(1) Magic Quadrant for Basel II Risk Management ApplicationSoftware, 2005, G00130508. D. Furlonger and D. McKibben, September 16,2005.

(2) Magic Quadrant for Basel II Risk Management ApplicationSoftware, p. 7.

Statement Concerning Forward-Looking Information

Except for historical information contained herein, the statementscontained in this press release that relate to Fair Isaac areforward-looking statements within the meaning of the "safe harbor"provisions of the Private Securities Litigation Reform Act of 1995.These forward-looking statements are subject to risks anduncertainties that may cause actual results to differ materially,including any unforeseen technical difficulties related to theimplementation, use and functionality of the offering, the risks thatcustomers will not perceive material benefits from the offering,failure of the products to deliver the expected results, thepossibility of errors or defects in the offering, regulatory changesapplicable to the use of consumer credit and other data, and otherrisks described from time to time in Fair Isaac's SEC reports,including its Annual Report on Form 10-K for the year ended September30, 2004, and quarterly report on Form 10-Q for the period ended June30, 2005. Forward-looking statements should be considered withcaution. If any of these risks or uncertainties materializes or any ofthese assumptions proves incorrect, Fair Isaac's results could differmaterially from Fair Isaac's expectations in these statements. FairIsaac disclaims any intent or obligation to update theseforward-looking statements.

Fair Isaac, FICO, TRIAD and Falcon One are trademarks orregistered trademarks of Fair Isaac Corporation, in the United Statesand/or in other countries. Other product and company names herein maybe the trademarks of their respective owners.