PCB Bancorp Posts 44% EPS Jump in Q2

PCB Bancorp (NASDAQ:PCB), a California-based community bank focused on small business and consumer clients, released its second quarter 2025 results on July 24, 2025. The bank reported earnings per share of $0.62, beating the analyst estimate of $0.56. Net interest income was $26.0 million, which fell short of the $28.63 million consensus. The quarter saw notable improvements in profitability and operational efficiency, but also some emerging credit quality concerns, especially in consumer lending. Overall, the period reflected strong growth and profit delivery.PCB Bancorp operates as a community bank, serving customers in California and several other states through a network of branches. It focuses on commercial real estate loans, business lending, and consumer banking. The bank offers products such as commercial and industrial loans, residential mortgages, and Small Business Administration (SBA) loans. Its customer base is rooted in the Korean-American community but has expanded to broader markets.In recent years, PCB Bancorp has worked to grow its lending portfolio, expand geographically, and strengthen risk controls. Its success depends on prudent lending, strong credit risk management, and maintaining a stable deposit base.Continue readingWeiter zum vollständigen Artikel bei MotleyFool Weiter zum vollständigen Artikel bei MotleyFool